MONEYSCHOOL'S Simplified Guide
to FAFSA and Federal Student Aid

Section 8: Unsubsidized Stafford Loans

Like subsidized Stafford Loans, these loans may be originated either as Direct loans or as FFEL loans. Interest on unsubsidized loans accrues while you are in school, and is added to the amount of the loan. The amount of an unsubsidized loan may not exceed your cost of attendance minus any other financial aid you are receiving.  See the table in Section 10 for annual loan limits, interest rates, and fees.